Credit Investment Analyst

Job Title: Credit Investment Analyst Job Type: Contractor Location: Remote Job Summary: In this role, you'll apply your expertise to help train next-generation AI systems. Your work will shape how models learn, reason, and perform through high-quality, real-world input. No prior experience in AI is required — your domain knowledge is what matters. Key Responsibilities: • Leverage deep knowledge of credit and debt investing to evaluate and analyze a broad range of credit instruments, including high yield bonds, leveraged loans, and structured credit products. • Conduct thorough underwriting and due diligence reviews, assessing capital structures, covenants, and liquidity profiles to inform robust investment recommendations. • Develop and refine cash flow, 3-statement, LBO, and downside/stress-case models to assess default risk, recovery analysis, sponsor quality, and refinancing risks. • Analyze spreads, yields, and relative value opportunities across public and private credit markets to optimize risk-adjusted returns in portfolio construction. • Review complex legal documentation, focusing on covenant packages and protections for various credit structures. • Collaborate with the customer’s team to deliver incisive, well-articulated written and verbal insights that drive investment decision-making. • Maintain up-to-date industry knowledge, monitoring market dynamics, industry cyclicality, and emerging risks to inform ongoing portfolio management. Required Skills and Qualifications: • 2–6 years of experience in credit investing, underwriting, leveraged finance, or a related field, with direct transaction and investment recommendation exposure. • Expertise in analyzing cash flow statements, debt structures, covenants, and liquidity profiles for leveraged and private credit investments. • Advanced financial modeling capabilities, including 3-statement, LBO, downside, and stress-case scenarios. • Solid understanding of default risk, recovery analysis, refinancing risk, and sponsor evaluation. • Demonstrated ability to assess spreads, yields, relative value, and risk-adjusted returns within a portfolio construction context. • Outstanding written and verbal communication skills, with a commitment to clarity and precision in complex analyses. • Strong attention to detail and critical thinking in structured and public credit transactions, including CLOs. Preferred Qualifications: • Top performers from investment banking (LevFin, FIG, M&A), private credit or credit hedge funds, rating agencies, or restructuring advisory backgrounds. • Significant experience with direct underwriting and investment recommendation processes. • Commercial banking professionals with advanced modeling and credit structuring exposure are also encouraged to apply.