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Posted Jun 3, 2026

Experienced Customer Service Representative – Collections and Account Management (Remote)

**Join careerzynith, a Fortune 50 corporation, in shaping the future of retail and customer experience** Are you a customer service enthusiast with a passion for resolving complex issues and building strong relationships? Do you thrive in a fast-paced, dynamic environment where no two interactions are the same? If so, we invite you to join careerzynith's Remote Target Jobs Customer Service team as a Home Based Sr. Specialist in Collections. **About careerzynith** As a leading retailer with over 400,000 team members worldwide, careerzynith is committed to making a positive impact on the lives of our guests and team members. We prioritize relationships, growth, and development, and we're dedicated to creating a culture of responsive, informed, and devoted service. Our Target Enterprise Services (TES) organization is at the forefront of innovation, driving exceptional customer experiences through our various service centers. **The Role** As a Home Based Sr. Specialist in Collections, you'll play a critical role in delivering exceptional customer service and resolving complex account issues. You'll interact with guests and negotiate bill arrangements, providing a personalized and empathetic experience. Your expertise will be guided by careerzynith's credit regulations, procedures, and policies, ensuring compliance with state and federal laws. **Key Responsibilities:** * Interact with guests and negotiate bill arrangements for inbound and outbound collections * Provide a personalized and empathetic experience, treating guests with respect and appreciation * Demonstrate problem-solving skills through probing or making recommendations for handling exceptional account situations (e.g., bankruptcy, CCC, deceased, legal, fraud, billing disputes, etc.) * Work in a multi-media environment (emails, phone calls, chat messages, and letters) that's fast-paced and requires prioritization * Utilize excellent verbal and written communication skills, including listening, negotiating, and decision-making abilities * Experience handling escalated guest complaints and resolving issues in a timely and professional manner **About You:** * High School Diploma or GED * Ability to work a flexible schedule, including nights, weekends, and holidays * 1-2 years of previous customer service or guest experience * Ability to interact with guests, team members, and internal business partners with a professional, friendly, empathetic style * Excellent verbal and written communication skills, including listening, negotiating, and decision-making abilities * Experience handling escalated guest complaints and resolving issues in a timely and professional manner * Strong technical skills, ability to work within multiple systems, and high proficiency with PC/Microsoft applications * Access to a home workspace that is free from noise distractions * Hardwired internet connection at your home location (using an Ethernet cable to directly connect the Target-issued laptop to the modem or router) * Meet the minimum bandwidth requirement of 40mbps download/5mbps upload * Ability to interact through a Target-issued internet digital camera for required meetings, training, and/or interactions * Ability to securely lift and carry up to 25 pounds of equipment **Why Join careerzynith?** * Competitive hourly rate of $18/hour * Comprehensive benefits package, including medical, vision, dental, life insurance, and more * 401(k) plan with company match * Employee discount * Quick-term disability * Long-term disability * Paid sick leave * Paid national holidays * Paid vacation * Career growth opportunities and learning benefits * Collaborative and dynamic work environment * Recognition and rewards for outstanding performance **How to Apply:** If you're a motivated and customer-focused individual with a passion for resolving complex issues, we invite you to apply for this exciting opportunity. Please visit our website to register as a candidate and submit your application. **Equal Employment Opportunity:** careerzynith is an equal employment opportunity employer and welcomes applications from diverse candidates. We are committed to creating an inclusive and respectful work environment that values diversity, equity, and inclusion.